However, I also got a letter from PP about another program that I qualified for, where they won’t automatically delete all the money in my account assuming someone does a chargeback or whatever. I was busy and haven’t had the time to read and comprehend it all, but basically, it was about they would protect me against things that I have never had a problem with. I figure they are assuming that they won’t have to cover for me much since they haven’t had to prior to this. 🙂 I do understand that places like PP have to change as systems change. This change seems for the better, especially now that we can accept debit cards – I think they are meaning Visa, Mastercard, etc. debit cards through your bank accounts.

I had this happen once back when I didn’t used to keep a balance in my PayPal account due to all the horror stories about them putting long holds on people’s accounts for unjustifiable reasons. It never occurred to me that the $0.30 they keep when refunding would cause my account to have insufficient funds to cover the refund.

That’s the one time I got upset with PayPal over the phone because they were jacking with the quality of customer service I provide to MY customers. LOL It’s not that they had to dig into my bank account that I have a problem with. It was the fact that my customer wasn’t immediately refunded.

Ever since, I have been keeping ALL of my business profits in my PayPal account and now use it as my business bank account with my PP debit card. Fortunately, I have never had an issue with PP doing anything unscrupulous to my account.